Privacy Policy
The privacy policy will be finalized once the website is fully developed and we know exactly which sections are required in the privacy policy.
Sample Company
Sample Street 99
8008 Sample City
Switzerland
Email: your@mail.ch
Authorized Representatives
Max Mustermann
Data Protection Officer:
Max Mustermann
+41123456789
your@mail.ch
General
Based on Article 13 of the Swiss Federal Constitution and the data protection provisions of the Confederation (Data Protection Act, DSG), every person has the right to protection of their privacy and protection against misuse of their personal data. The operators of these pages take the protection of your personal data very seriously. We treat your personal data confidentially and in accordance with statutory data protection regulations and this privacy policy.
In cooperation with our hosting providers, we make every effort to protect the databases as effectively as possible against unauthorized access, loss, misuse, or falsification.
We point out that data transmission over the Internet (e.g., when communicating via email) may have security vulnerabilities. Complete protection of data against access by third parties is not possible.
By using this website, you consent to the collection, processing, and use of data as described below. This website can generally be visited without registration. Data such as pages accessed or names of files accessed, date and time are stored on the server for statistical purposes without this data being directly related to your person. Insofar as personal data (for example, name, address, or email addresses) is collected on our pages, this is always done on a voluntary basis wherever possible. This data will not be passed on to third parties without your express consent.
Processing of Personal Data
Personal data is any information relating to an identified or identifiable person. A data subject is a person about whom personal data is processed. Processing includes any handling of personal data, regardless of the means and procedures used, in particular the storage, disclosure, acquisition, deletion, retention, modification, destruction, and use of personal data.
We process personal data in accordance with Swiss data protection law. Furthermore, to the extent and insofar as the EU GDPR is applicable, we process personal data on the following legal bases in conjunction with Article 6(1) GDPR:
lit. a) Processing of personal data with the consent of the data subject.
lit. b) Processing of personal data for the performance of a contract with the data subject and for the implementation of corresponding pre-contractual measures.
lit. c) Processing of personal data to fulfill a legal obligation to which we are subject under applicable law of the EU or under applicable law of a country in which the GDPR is applicable in whole or in part.
lit. d) Processing of personal data to protect the vital interests of the data subject or another natural person.
lit. f) Processing of personal data to protect the legitimate interests of us or third parties, unless the fundamental freedoms and rights and interests of the data subject prevail. Legitimate interests include, in particular, our business interest in being able to provide our website, information security, the enforcement of our own legal claims, and compliance with Swiss law.
We process personal data for the duration required for the respective purpose or purposes. In the case of longer-term retention obligations due to legal and other obligations to which we are subject, we restrict processing accordingly.
Cookies
This website uses cookies. These are small text files that make it possible to store specific user-related information on the user’s device while the user is using the website. Cookies make it possible, in particular, to determine the frequency of use and the number of users of the pages, to analyze patterns of page usage, but also to make our offer more user-friendly. Cookies remain stored beyond the end of a browser session and can be retrieved when the page is visited again. If you do not wish this, you should set your Internet browser to refuse the acceptance of cookies.
A general objection to the use of cookies for online marketing purposes can be declared for a variety of services, particularly in the case of tracking, via the US site http://www.aboutads.info/choices/ or the EU site http://www.youronlinechoices.com/. Furthermore, the storage of cookies can be achieved by deactivating them in the browser settings. Please note that in this case not all functions of this online offer can be used.
With SSL/TLS Encryption
This website uses SSL/TLS encryption for security reasons and to protect the transmission of confidential content, such as requests that you send to us as the site operator. You can recognize an encrypted connection by the fact that the address line of the browser changes from “http://” to “https://” and by the lock symbol in your browser line.
When SSL or TLS encryption is activated, the data you transmit to us cannot be read by third parties.
Server Log Files
The provider of this website automatically collects and stores information in so-called server log files, which your browser automatically transmits to us. These are:
- Browser type and browser version
- Operating system used
- Referrer URL
- Hostname of the accessing computer
- Time of the server request
This data cannot be assigned to specific persons. This data will not be merged with other data sources. We reserve the right to review this data retrospectively if we become aware of specific indications of unlawful use.
Third-Party Services
This website may use Google Maps for embedding maps, Google Invisible reCAPTCHA for protection against bots and spam, and YouTube for embedding videos.
These services of the American company Google LLC use cookies, among other things, whereby data is transferred to Google in the USA, although we assume that no personal tracking takes place in this context solely through the use of our website.
Google has committed to ensuring adequate data protection in accordance with the US-European and US-Swiss Privacy Shield.
Further information can be found in Google’s privacy policy.
Contact Form
If you send us inquiries via the contact form, your details from the inquiry form, including the contact details you provide there, will be stored by us for the purpose of processing the inquiry and in case of follow-up questions. We will not pass on this data without your consent.
Newsletter
If you would like to receive the newsletter offered on the website, we require an email address from you as well as information that allows us to verify that you are the owner of the specified email address and that you agree to receive the newsletter. No further data is collected. We use this data exclusively for sending the requested information and do not pass it on to third parties.
After you have given your consent to the storage of the data, the email address, and its use for sending the newsletter, you can revoke this at any time, for example via the “unsubscribe link” in the newsletter.
Newsletter Dispatch – Mailchimp
The newsletter is sent via the dispatch service provider ‘MailChimp’, a newsletter dispatch platform of the US provider Rocket Science Group, LLC, 675 Ponce De Leon Ave NE #5000, Atlanta, GA 30308, USA. You can view the privacy policy of the dispatch service provider here. Rocket Science Group LLC d/b/a https://www.payrexx.ch/site/assets/files/2592/datenschutzerklaerung.pdfMailChimp is certified under the Privacy Shield Agreement and thus offers a guarantee of compliance with the European data protection level (PrivacyShield). The use of the dispatch service provider is based on our legitimate interests pursuant to Article 6(1) lit. f GDPR and a data processing agreement pursuant to Article 28(3) sentence 1 GDPR.
The dispatch service provider may use the data of the recipients in pseudonymous form, i.e., without assignment to a user, to optimize or improve its own services, e.g., for technical optimization of dispatch and presentation of the newsletter or for statistical purposes. However, the dispatch service provider does not use the data of our newsletter recipients to contact them directly or to pass it on to third parties.
Rights of the Data Subject
Right to Confirmation
Every data subject has the right to request confirmation from the operator of the website as to whether personal data concerning them is being processed. If you wish to exercise this right of confirmation, you can contact the data protection officer at any time.
Right of Access
Every person affected by the processing of personal data has the right to obtain from the operator of this website at any time free information about the data stored about them and a copy of this information. Furthermore, information may be provided on the following: purposes of processingcategories of personal data processedrecipients to whom the personal data has been or will be disclosedif possible, the planned duration of storage of the personal data or, if this is not possible, the criteria for determining this durationthe existence of a right to rectification or erasure of personal data concerning them or to restriction of processing by the controller or a right to object to such processingthe existence of a right to lodge a complaint with a supervisory authorityif the personal data is not collected from the data subject: All available information about the origin of the data.
Furthermore, the data subject has the right to be informed whether personal data has been transferred to a third country or to an international organization. If this is the case, the data subject also has the right to obtain information about the appropriate safeguards in connection with the transfer.
If you wish to exercise this right of access, you can contact our data protection officer at any time.
Right to Rectification
Every person affected by the processing of personal data has the right to request the immediate rectification of inaccurate personal data concerning them. Furthermore, the data subject has the right, taking into account the purposes of the processing, to request the completion of incomplete personal data – including by means of a supplementary statement.
If you wish to exercise this right to rectification, you can contact our data protection officer at any time.
Right to Erasure (Right to be Forgotten)
Every person affected by the processing of personal data has the right to request from the controller of this website the immediate erasure of personal data concerning them, provided that one of the following reasons applies and the processing is no longer necessary:
The personal data was collected or otherwise processed for purposes for which it is no longer necessary.
The data subject revokes the consent on which the processing was based and there is no other legal basis for the processing
The data subject objects to the processing for reasons arising from their particular situation and there are no overriding legitimate grounds for the processing, or the data subject objects to the processing in the case of direct marketing and associated profiling
The personal data has been processed unlawfully
The erasure of the personal data is necessary to fulfill a legal obligation under Union law or the law of the Member States to which the controller is subject
The personal data was collected in relation to information society services offered directly to a child
If one of the above reasons applies and you wish to arrange for the erasure of personal data stored by the operator of this website, you can contact our data protection officer at any time. The data protection officer of this website will arrange for the erasure request to be complied with immediately.
Right to Restriction of Processing
Every person affected by the processing of personal data has the right to request from the controller of this website the restriction of processing if one of the following conditions is met:
The accuracy of the personal data is contested by the data subject, for a period enabling the controller to verify the accuracy of the personal data
The processing is unlawful, the data subject objects to the erasure of the personal data and requests instead the restriction of the use of the personal data
The controller no longer needs the personal data for the purposes of the processing, but the data subject requires it for the establishment, exercise, or defense of legal claims. The data subject has objected to the processing for reasons arising from their particular situation, and it is not yet clear whether the legitimate interests of the controller override those of the data subject
If one of the aforementioned conditions is met, you can contact our data protection officer at any time to request the restriction of the processing of personal data by the operator of this website. The data protection officer of this website will arrange for the restriction of processing.
Right to Data Portability
Every person affected by the processing of personal data has the right to receive the personal data concerning them in a structured, commonly used, and machine-readable format. Furthermore, the data subject has the right to obtain the transmission of the personal data directly from one controller to another controller, where technically feasible and provided that this does not adversely affect the rights and freedoms of other persons.
To assert the right to data portability, you can contact the data protection officer appointed by the operator of this website at any time.
Right to Object
Every person affected by the processing of personal data has the right to object at any time, for reasons arising from their particular situation, to the processing of personal data concerning them.
The operator of this website will no longer process the personal data in the event of an objection, unless we can demonstrate compelling legitimate grounds for the processing that override the interests, rights, and freedoms of the data subject, or the processing serves the establishment, exercise, or defense of legal claims.
To exercise your right to object, you can contact the data protection officer of this website directly.
Right to Withdraw Data Protection Consent
Every person affected by the processing of personal data has the right to withdraw consent to the processing of personal data at any time. If you wish to exercise your right to withdraw consent, you can contact our data protection officer at any time.
Objection to Mail
The use of contact details published as part of the imprint obligation for sending unsolicited advertising and information materials is hereby objected to. The operators of the pages expressly reserve the right to take legal action in the event of unsolicited sending of advertising information, such as spam emails.
Google Maps
This website uses the Google Maps service. This enables us to display interactive maps directly on the website and allows you to use the map function conveniently. By visiting the website, Google receives the information that you have accessed the corresponding subpage of our website. This occurs regardless of whether Google provides a user account through which you are logged in or whether no user account exists. If you are logged in to Google, your data will be directly assigned to your account. If you do not wish the assignment to your profile at Google, you must log out before activating the button. Google stores your data as usage profiles and uses them for purposes of advertising, market research, and/or the needs-based design of its website. Such an evaluation is carried out in particular (even for users who are not logged in) to provide needs-based advertising and to inform other users of the social network about your activities on our website. You have the right to object to the creation of these user profiles, whereby you must contact Google to exercise this right. For more information on the purpose and scope of data collection and processing by Google, as well as further information on your rights in this regard and settings options for protecting your privacy, please visit: www.google.de/intl/de/policies/privacy.
Google Ads
This website uses Google Conversion Tracking. If you have reached our website via an advertisement placed by Google, a cookie will be set on your computer by Google Ads. The cookie for conversion tracking is set when a user clicks on an advertisement placed by Google. These cookies lose their validity after 30 days and are not used for personal identification. If the user visits certain pages of our website and the cookie has not yet expired, we and Google can recognize that the user clicked on the advertisement and was redirected to this page. Each Google Ads customer receives a different cookie. Cookies can therefore not be tracked across the websites of Ads customers. The information obtained using the conversion cookie is used to create conversion statistics for Ads customers who have opted for conversion tracking. Customers learn the total number of users who clicked on their advertisement and were redirected to a page tagged with a conversion tracking tag. However, they do not receive any information that can be used to personally identify users.
If you do not wish to participate in tracking, you can refuse the setting of a cookie required for this purpose – for example, by a browser setting that generally deactivates the automatic setting of cookies, or by setting your browser to block cookies from the domain “googleleadservices.com”.
Please note that you must not delete the opt-out cookies as long as you do not want measurement data to be collected. If you have deleted all your cookies in the browser, you must set the respective opt-out cookie again.
Google reCAPTCHA
This website uses the reCAPTCHA service of Google Ireland Limited (Gordon House, Barrow Street Dublin 4, Ireland “Google”). The query is used to distinguish whether the input is made by a human or by automated, machine processing. The query includes the transmission of the IP address and possibly other data required by Google for the reCAPTCHA service to Google. For this purpose, your input is transmitted to Google and used there. However, your IP address will be shortened by Google beforehand within Member States of the European Union or in other contracting states of the Agreement on the European Economic Area. Only in exceptional cases will the full IP address be transmitted to a Google server in the USA and shortened there. On behalf of the operator of this website, Google will use this information to evaluate your use of this service. The IP address transmitted by your browser as part of reCaptcha will not be merged with other data from Google. Your data may also be transferred to the USA. For data transfers to the USA, there is an adequacy decision of the European Commission, the “Privacy Shield”. Google participates in the “Privacy Shield” and has submitted to the requirements. By activating the query, you consent to the processing of your data. The processing is based on Article 6(1) lit. a GDPR with your consent. You can withdraw your consent at any time without affecting the lawfulness of the processing carried out on the basis of the consent until the withdrawal.
Further information on Google reCAPTCHA and the associated privacy policy can be found at: https://policies.google.com/privacy?hl=de
Google Analytics
This website uses Google Analytics, a web analytics service provided by Google Ireland Limited. If the controller responsible for data processing on this website is located outside the European Economic Area or Switzerland, the data processing of Google Analytics is carried out by Google LLC. Google LLC and Google Ireland Limited are hereinafter referred to as “Google”.
The statistics obtained enable us to improve our offer and make it more interesting for you as a user. This website also uses Google Analytics for a cross-device analysis of visitor flows, which is carried out via a user ID. If you have a Google user account, you can deactivate the cross-device analysis of your usage in the settings there under “My Data”, “Personal Data”.
The legal basis for the use of Google Analytics is Article 6(1) sentence 1 lit. f GDPR. The IP address transmitted by your browser as part of Google Analytics will not be merged with other data from Google. We point out that on this website Google Analytics has been extended by the code “_anonymizeIp();” to ensure anonymized collection of IP addresses. This means that IP addresses are processed in abbreviated form so that they cannot be associated with a specific person. Should the data collected about you be able to be assigned to a person, this will be immediately excluded and the personal data will be deleted immediately.
Only in exceptional cases will the full IP address be transmitted to a Google server in the USA and shortened there. On behalf of the operator of this website, Google will use this information to evaluate your use of the website, to compile reports on website activity, and to provide other services related to website usage and Internet usage to the website operator. For the exceptional cases in which personal data is transferred to the USA, Google has submitted to the EU-US Privacy Shield, https://www.privacyshield.gov/EU-US-Framework.
Google Analytics uses cookies. The information generated by the cookie about your use of this website is usually transmitted to a Google server in the USA and stored there. You can prevent the storage of cookies by an appropriate setting of your browser software; however, we point out that in this case you may not be able to use all functions of this website to their full extent. You can also prevent the collection of data generated by the cookie and related to your use of the website (including your IP address) to Google and the processing of this data by Google by downloading and installing the browser plugin available at the following link: Disable Google Analytics.
Furthermore, you can also prevent the use of Google Analytics by clicking on this link: Disable Google Analytics. This will store a so-called opt-out cookie on your data storage device, which prevents the processing of personal data by Google Analytics. Please note that when you delete all cookies on your device, these opt-out cookies will also be deleted, i.e., you must set the opt-out cookies again if you wish to continue to prevent this form of data collection. The opt-out cookies are set per browser and computer/device and must therefore be activated separately for each browser, computer, or other device.
Google TagManager
Google Tag Manager is a solution that allows us to manage so-called website tags via an interface and thus integrate, for example, Google Analytics and other Google marketing services into our online offer. The Tag Manager itself, which implements the tags, does not process any personal data of users. With regard to the processing of personal data of users, we refer to the following information on Google services. Usage guidelines: https://www.google.com/intl/de/tagmanager/use-policy.html.
Facebook
This website uses functions of Facebook Inc, 1601 S. California Ave, Palo Alto, CA 94304, USA. When you access our pages with Facebook plugins, a connection is established between your browser and the Facebook servers. Data is already transmitted to Facebook in the process. If you have a Facebook account, this data can be linked to it. If you do not wish this data to be linked to your Facebook account, please log out of Facebook before visiting our page. Interactions, in particular the use of a comment function or clicking a “Like” or “Share” button, are also forwarded to Facebook. You can learn more at https://de-de.facebook.com/about/privacy.
Twitter
This website uses functions of Twitter, Inc. 1355 Market St, Suite 900, San Francisco, CA 94103, USA. When you access our pages with Twitter plug-ins, a connection is established between your browser and the servers of Twitter. Data is already transmitted to Twitter in the process. If you have a Twitter account, this data can be linked to it. If you do not wish this data to be linked to your Twitter account, please log out of Twitter before visiting our page. Interactions, in particular clicking a “Re-Tweet” button, are also forwarded to Twitter. You can learn more at https://twitter.com/privacy.
Instagram
Functions of the Instagram service are integrated on our website. These functions are offered by Instagram Inc., 1601 Willow Road, Menlo Park, CA, 94025, USA. If you are logged into your Instagram account, you can link the content of our pages to your Instagram profile by clicking the Instagram button. This allows Instagram to associate the visit to our pages with your user account. We point out that we, as the provider of the pages, have no knowledge of the content of the transmitted data or its use by Instagram. Further information can be found in Instagram’s privacy policy: http://instagram.com/about/legal/privacy/
LinkedIn
We use the marketing services of the social network LinkedIn of LinkedIn Ireland Unlimited Company, Wilton Plaza, Wilton Place, Dublin 2, Ireland (“LinkedIn”) within our online offer. These use cookies, i.e., text files that are stored on your computer. This enables us to analyze your use of the website. For example, we can measure the success of our advertising and show users products in which they have previously shown interest. For example, information about the operating system, the browser, the previously visited website (referrer URL), the websites visited, the offers clicked on, and the date and time of your visit to our website is collected. The information generated by the cookie about your use of this website is transmitted in pseudonymous form to a LinkedIn server in the USA and stored there. LinkedIn therefore does not store the name or email address of the respective user. Rather, the aforementioned data is only assigned to the person for whom the cookie was generated. This does not apply if the user has allowed LinkedIn to process without pseudonymization or has a LinkedIn account. You can refuse the use of cookies by an appropriate setting of your browser, but please note that you may not be able to use all functions of this website in that case. You can also object to the use of your data directly with LinkedIn: https://www.linkedin.com/psettings/guest-controls/retargeting-opt-out.
We use LinkedIn Analytics to analyze the use of our website and improve it regularly. The statistics obtained enable us to improve our offer and make it more interesting for you as a user. All LinkedIn companies have adopted the standard contractual clauses to ensure that data traffic to the USA and Singapore, which is necessary for the development, implementation, and maintenance of the services, takes place in a lawful manner. If we ask users for consent, the legal basis for processing is Article 6(1) lit. a GDPR. Otherwise, the legal basis for the use of LinkedIn Analytics is Article 6(1) sentence 1 lit. f GDPR.
Third-party provider information: LinkedIn Ireland Unlimited Company Wilton Place, Dublin 2 Ireland; User Agreement and Privacy Policy.
YouTube
Functions of the “YouTube” service are integrated on this website. “YouTube” is owned by Google Ireland Limited, a company incorporated and operated under Irish law with its registered office at Gordon House, Barrow Street, Dublin 4, Ireland, which operates the services in the European Economic Area and Switzerland. Your legal agreement with “YouTube” consists of the terms you can find at the following link: https://www.youtube.com/static?gl=de&template=terms&hl=de. These terms constitute a legally binding agreement between you and “YouTube” regarding your use of the services. Google’s privacy policy explains how “YouTube” handles and protects your personal data when you use the service.
Data Transfer to the USA
Our website includes tools from companies based in the USA. When these tools are active, your personal data may be transferred to the US servers of the respective companies. We point out that the USA is not a safe third country within the meaning of EU data protection law. US companies are obliged to release personal data to security authorities without you as the data subject being able to take legal action against this. It cannot therefore be ruled out that US authorities (e.g., intelligence services) process, evaluate, and permanently store your data located on US servers for monitoring purposes. We have no influence on these processing activities.
Online Shop / Web Shop
We process the data of our customers in accordance with the data protection provisions of the Confederation (Data Protection Act, DSG) and the EU GDPR in the context of order processes in our online shop, to enable them to select and order the selected products and services as well as their payment and delivery or execution.
The processed data includes master data (inventory data), communication data, contract data, payment data, and the persons affected by the processing include our customers, prospects, and other business partners. The processing is carried out for the purpose of providing contractual services in the context of operating an online shop, billing, delivery, and customer service. In this context, we use session cookies, e.g., to store the shopping cart content, and permanent cookies, e.g., to store the login status.
The processing is based on Article 6(1) lit. b (execution of order processes) and c (legally required archiving) GDPR. The data marked as required is necessary for the establishment and fulfillment of the contract. We only pass on the data to third parties in the context of delivery, payment, or within the framework of legal permissions and obligations. The data is only processed in third countries if this is necessary for the fulfillment of the contract (e.g., at the customer’s request for delivery or payment).
Users can optionally create a user account in which they can view their orders in particular. During the registration process, users are provided with the required mandatory information. User accounts are not public and cannot be indexed by search engines, e.g., Google. If users have terminated their user account, their data relating to the user account will be deleted, unless their retention is necessary for commercial or tax law reasons in accordance with Article 6(1) lit. c GDPR. Information in the customer account remains until its deletion with subsequent archiving in the event of a legal obligation. It is the responsibility of users to save their data in the event of termination before the end of the contract.
In the context of registration and re-registration as well as the use of our online services, we store the IP address and the time of the respective user action. The storage is based on our legitimate interests as well as those of the users in protection against misuse and other unauthorized use. As a rule, this data is not passed on to third parties unless it is necessary to pursue our claims or there is a legal obligation to do so in accordance with Article 6(1) lit. c GDPR.
Deletion takes place after the expiry of statutory warranty and comparable obligations; the necessity of retaining the data is reviewed at irregular intervals. In the case of statutory archiving obligations, deletion takes place after their expiry.
External Payment Service Providers
This website uses external payment service providers, via whose platforms users and we can carry out payment transactions. For example, via
PostFinance (https://www.postfinance.ch/de/detail/rechtliches-barrierefreiheit.html)
Visa (https://www.visa.de/nutzungsbedingungen/visa-privacy-center.html)
Mastercard (https://www.mastercard.ch/de-ch/datenschutz.html)
American Express (https://www.americanexpress.com/de/legal/online-datenschutzerklarung.html)
PayPal (https://www.paypal.com/de/webapps/mpp/ua/privacy-full)
Bexio AG (https://www.bexio.com/de-CH/datenschutz)
Payrexx AG (https://payrexx.com/de-ch/agb-rechtliches)
Apple Pay (https://support.apple.com/de-ch/ht203027)
Stripe (https://stripe.com/ch/privacy)
Klarna (https://www.klarna.com/de/datenschutz/)
Skrill (https://www.skrill.com/de/fusszeile/datenschutzrichtlinie/)
Giropay (https://www.giropay.de/rechtliches/datenschutzerklaerung) etc.
For the purpose of fulfilling the contract, we use payment service providers based on the Swiss Data Protection Act and, where necessary, Art. 6 para. 1 lit. b. GDPR. Furthermore, we use external payment service providers based on our legitimate interests according to the Swiss Data Protection Act and, where necessary, according to Art. 6 para. 1 lit. f. GDPR, to offer our users effective and secure payment options.
The data processed by the payment service providers includes, among other things, inventory data such as name and address, bank data such as account numbers or credit card numbers, passwords, TANs and checksums, as well as contract, sum, and recipient-related information. This information is required to carry out the transactions. However, the entered data is only processed and stored by the payment service providers. As operators, we do not receive any information about (bank) accounts or credit cards, but only information for confirming (acceptance) or rejecting the payment. Under certain circumstances, the data may be transmitted by the payment service providers to credit agencies. The purpose of this transmission is to verify identity and creditworthiness. In this regard, we refer to the terms and conditions and privacy notices of the payment service providers.
For payment transactions, the terms and conditions and the privacy policy of the respective payment service providers apply, which can be accessed within their respective websites or transaction applications. We also refer to these for further information and for asserting rights of withdrawal, information, and other data subject rights.
Disclaimer
All information on our website has been carefully checked. We strive to ensure that the information we provide is current, correct, and complete. Nevertheless, the occurrence of errors cannot be completely ruled out, so we cannot guarantee the completeness, correctness, and topicality of the information, including journalistic and editorial content. Liability claims relating to material or immaterial damages caused by the use or non-use of the information provided or by the use of incorrect and incomplete information are generally excluded.
The publisher may change or delete texts at its own discretion and without prior notice and is not obliged to update the content of this website. The use of this website or access to it is at the visitor’s own risk. The publisher, its customers, or partners are not responsible for damages, such as direct, indirect, incidental, or consequential damages, allegedly caused by visiting this website, and therefore assume no liability for such damages.
The publisher also assumes no responsibility or liability for the content and availability of third-party websites that can be accessed via external links from this website. The operators of the linked pages are solely responsible for their content. The publisher therefore expressly distances itself from all third-party content that may be relevant under criminal or liability law or that violates public morals.
Copyrights
The copyright and all other rights to the content, images, photos, or other files on the website belong exclusively to the operator of this website or the named rights holders. For the reproduction of all files, the written consent of the copyright holders must be obtained in advance. Anyone who commits a copyright infringement without the consent of the respective copyright holders may be liable to prosecution and, under certain circumstances, claims for damages.
Changes
We may amend this Privacy Policy at any time without prior notice. The current version published on our website applies. If the Privacy Policy is part of an agreement with you, we will inform you of the change by email or other suitable means in the event of an update.